Simple pricing
Pay per agreement, or a flat rate for a portfolio. No payments processed — just accurate accounting.
Free
$0
forever
- 1 simple agreement
- Up to 12-month term
- Shared ledger, both parties
- Manual payment recording
Basic
$3/agreement/mo
$30/yr (save 17%)
- Longer simple agreements
- Shared ledger + invites
- Basic contract clause export
- Payoff quotes
Plus
$5/agreement/mo
$50/yr (save 17%)
- Advanced terms + late-fee logic
- Custom payment waterfalls
- Software fee allocation
- Full contract terms export + PDF statements
- Attachments
Portfolio
$19/mo
$190/yr · up to 5 agreements
- Everything in Plus
- 5 active agreements
- Organization dashboard
- API access + keys
Portfolio Pro
$39/mo
$390/yr · up to 15 agreements
- Everything in Portfolio
- 15 active agreements
- Multiple org users
- Priority support
- Higher API limits
API & Integrations
Custom
API-only or partner access
For internal tools, partner workflows, and teams that need custom limits or integration support.
- Custom rate limits
- Integration support
- API-only access available
Debt Express does not process, receive, transfer, verify, or guarantee payments. Payment links and instructions are provided by the lender; payments occur outside Debt Express.