Terms of Service

Welcome to debt.express. By using our service, you agree to these Terms of Service. Please read them carefully.

1. Service Description

debt.express is a recordkeeping and calculation tool for private loans and leases. We do not process payments, receive funds, or verify that external payments occurred. Lenders confirm what landed in their bank account; the ledger reflects that confirmation.

2. Account Registration

You must provide accurate information when creating an account. You are responsible for maintaining the security of your account and password. Notify us immediately of any unauthorized access.

3. Acceptable Use

You agree not to use debt.express for any illegal purpose or to violate any laws in your jurisdiction. You may not use the service to harass, abuse, or harm others.

4. Data and Privacy

Your use of the service is also governed by our Privacy Policy. By using debt.express, you consent to our collection and use of data as described therein.

5. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. We do not guarantee that calculations are suitable for your specific situation. Consult a financial or legal professional before entering into any binding agreement.

6. Limitation of Liability

IN NO EVENT SHALL DEBT.EXPRESS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICE.

7. Changes to Terms

We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

8. Contact

Questions about these Terms? Contact us at support@debt.express.